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Property ROI Calculator

Calculate total returns including rental profit and property appreciation over time.

Investment Details

Deposit + Stamp Duty + Fees

3%

Annual Running Costs (£)

Total Return on Investment

223%
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Annualised ROI 44.6%
Total Profit £134,000

analytics Profit Breakdown

Rental Profit (5 yrs) £69,000
Property Appreciation £65,000
Future Property Value £365,000

What is Property ROI?

Return on Investment (ROI) measures the efficiency of an investment. In property, it combines both the ongoing rental profit and the change in the property's market value. Unlike rental yield, which only looks at income vs price, ROI focuses on the return relative to the actual cash you put into the deal (the"equity").

Rental Yield vs Property ROI

Rental Yield

A snapshot of annual rent vs property price. It doesn't account for your deposit or property growth.

Property ROI

A comprehensive view of your total wealth gain relative to your initial cash investment.

What is a Good Property ROI?

5-8%

Typical Rental Yield

Common for unleveraged properties (bought with cash).

10-20%

Target ROI

Good for leveraged investments using a mortgage.

20%+

High Performers

Found in high-growth areas or refurbished properties.